Back

Terms and Conditions (T&C)

Version: 2026-01 · Effective from: July 13, 2026

These Terms and Conditions (hereinafter referred to as the "Terms") govern the rights and obligations between the operator of the Monvee application and its users. By using the application, you express your consent to the current wording of these Terms.

1. Purpose of the Application and Disclaimer

1.1 Application Functionality

The Monvee mobile application (hereinafter referred to as the "application") serves for the manual recording, categorization, and overview of the user's personal expenses.

1.2 Exclusion of Financial Advice and Liability

Important Notice: The operator does not provide financial, investment, or tax advice. All calculations, charts, and statistics within the application are for informational purposes only.

The application does not link accounts with banks, does not initiate payments, and does not access the user's financial institutions. The operator is not responsible for any inaccuracies arising from the incorrect entry of data by the user.

In no event shall the operator be liable for any direct, indirect, incidental, or consequential damages (including loss of profit or financial loss) arising out of the use of or inability to use the application. The application is provided on an "as is" basis.

1.3 Availability of the Application

The operator endeavors to ensure continuous availability of the application, but does not guarantee 100% uninterrupted operation. The application may be temporarily unavailable due to planned maintenance, updates, or unexpected technical problems.

2. Rules of Use (Prohibited Conduct)

The user undertakes to use the application in accordance with these Terms and applicable legal regulations. The following actions are strictly prohibited within the application:

3. Registration, Account Management, and Cancellation

3.1 Age Restriction and Accuracy of Data

Registration is required to use the application. Registration is permitted exclusively to persons who have reached the age of 16. The user is obliged to provide true and up-to-date data (e-mail) upon registration.

3.2 Account Security

The user is fully responsible for protecting their login credentials (password). In case of suspicion of unauthorized use of the account, the user is obliged to immediately contact the operator at contact@monveeapp.com.

3.3 Account Deletion by the User

The user can delete their account at any time and without giving a reason directly within the application (in the Settings section) or by an e-mail request sent to contact@monveeapp.com.

3.4 Data Erasure After Account Deletion

Upon account deletion, the operator will immediately delete all personal data and financial records of the user in accordance with the Privacy Policy (with the exception of data that the operator is legally required to retain – e.g., invoicing data).

3.5 Account Termination by the Operator

The operator reserves the right to temporarily suspend or permanently terminate a user's account in the event of a material breach of these Terms, even without prior notice.

Circumventing the limits of the free version by creating multiple accounts by a single user is considered a material breach of these Terms. In such a case, the operator reserves the right to delete all such linked accounts without any entitlement to data recovery.

4. Subscription, Payment Terms, and Right of Withdrawal

4.1 Free and Paid Version

The application is available in a free version with limited functionality or in a paid version (in the form of a subscription).

Current subscription prices and the duration of billing cycles (monthly/annually) are always displayed directly in the application before confirming the purchase.

4.2 Automatic Renewal

Subscriptions renew automatically. If you do not wish to renew your subscription, you must cancel it in your account settings (App Store or Google Play) at least 24 hours before the end of the current billing period.

4.3 Payment Processing and Refunds

All payments are processed exclusively through third parties (Apple Inc. for iOS and Google LLC for Android).

Notice: The operator of the application does not have access to your payment details and is not authorized to issue refunds directly. Requests for a refund must be made directly through App Store or Google Play support according to their respective business terms.

4.4 Special Instructions on the Right of Withdrawal (EU Legislation)

In accordance with EU consumer legislation, by purchasing a subscription, you expressly consent to the provision of digital content before the expiry of the statutory 14-day withdrawal period. You acknowledge that by granting this consent, you lose your right to withdraw from the contract without giving a reason within the 14-day period.

4.5 Subscription Termination and Data Access

After canceling your subscription, your access to premium features will remain active until the end of the prepaid period. Subsequently, your account will be switched to the free version. Your previously entered data (even beyond the limit of 7 records) will remain safely preserved and visible; however, to add any new records, you will need to reactivate the subscription.

5. Rights to Content and Protection of Intellectual Property

5.1 User Data Ownership

All financial data, categories, and records that you enter into the application remain your exclusive property. The operator has no ownership rights to them and does not use them for commercial purposes.

5.2 Intellectual Property of the Operator

The Monvee application, its design, code, logos, graphics, and texts are the intellectual property of the operator and are protected by copyright law. Any copying, distribution, or modification thereof without the prior written consent of the operator is prohibited.

6. Dispute Resolution and Amendments

6.1 Governing Law

These Terms are governed by and construed in accordance with the laws of the Slovak Republic. Any disputes will be resolved by the competent courts of the Slovak Republic.

6.2 Alternative Dispute Resolution (for Consumers)

If you are not satisfied with the resolution of a potential complaint, we recommend contacting us at contact@monveeapp.com. As a consumer, you also have the right to contact the Slovak Trade Inspection (SOI) or use the European Online Dispute Resolution (ODR) platform available at: https://ec.europa.eu/consumers/odr

6.3 Amendments to the Terms

The operator reserves the right to update these Terms at any time. We will inform you about material changes in advance (by e-mail or via an in-app notification) with sufficient notice (generally at least 14 days before the changes take effect). By continuing to use the application after the changes become effective, you express your consent to the new wording of the Terms.

7. Contact Details of the Operator

Contact:

contact@monveeapp.com